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Have you declared Bankruptcy? YES
Make LESS $10,000 per year? YES
Late on payment over 60 day? YES
Problem receiving new credit? YES

If you answer yes to any of those question, a secured credit card is right for you.

Secured vs. Unsecured Credit Cards 
Secured credit card requires you to open and maintain a savings account as security for your line of credit; an unsecured credit card does not. 

The required savings deposit for a secured credit card may range from a few hundred to several thousand dollars. Your credit line is a percentage of your deposit, typically 50 to 100 percent. Usually, a bank will pay interest on your deposit. In addition, you also may have to pay application and processing fees -- sometimes totaling hundreds of dollars. 

Secured Capital One Credit Card, Like a new credit start

credit card help

Get Approved for an Unsecured Gold Shopping Card Instantly Online!

Now you can get *Guaranteed instant credit online Approval for an Unsecured Gold Shopping Card with a $5,000 credit line. That’s right!! As long as you are at least 18, a U.S. resident with at least $800 in monthly income and have no discharged bankruptcies, your APPROVAL IS *GUARANTEED! 

Enjoy great merchandise while establishing your credit because the USA Gold Shopping Card reports your credit to a major credit bureau. 

We want to help you establish or re-establish your credit today! 

*See website for terms and conditions

The Vaya™ MasterCard® Card
  • Guaranteed Approval.
  • No credit check, bank account, or security deposit required.
  • No interest charges or late fees.
  • Prepaid, with easy loading options.
  • Purchasing power at more than 29 million merchants worldwide.
  • Cash Access at more than 800,000 ATMs.
  • Protected by MasterCard’s Zero Liability Policy.
Bank Debt it Card

Wired Plastic™ Prepaid Visa
  • No Upfront Payment Required – Receive your new Visa card in as little as 3 days
  • Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!
  • Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
  • Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards.
  • Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.


Credit Card

  • CENTENNIAL® CLASSIC Visa®/MasterCard®
    • Unsecured Visa® or MasterCard® for anyone to apply online



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